Law Office of Joanne Kleiner

Alimony

Apr 08

Preparing for Divorce as a Non-working Spouse

How to Approach Divorce if You Are a Non-working Spouse

Divorce can be a lengthy and costly process, and it comes with financial and emotional consequences. For non-working spouses, who often have devoted years to being homemakers, it can be scary as well, as the uncertainties that they face can seem overwhelming. However, they do have options that they should consider as they prepare and begin planning for life post-divorce.

Getting Back on Your Feet Can Take Time

When a marriage ends, you might feel like you want to rush into your new life and forget the past, but the divorce process takes time, and you will need the patience to go through it. The decisions that you make during this period might affect you for years to come, so make sure that you prepare well for it.

You will also need to begin preparing for your life post-divorce, and if you were the non-working spouse, you might worry about how to do this. If you have been out of the workforce for a long time, you might think you need to take the first job you can. However, during and after the divorce itself, you might also look at training and education options that will help you with your employment opportunities. This will take time, but it might result in a better paying and more satisfying job in the long run.

Preparing for the Divorce Negotiations

During this time, you might benefit from seeking guidance from a divorce lawyer, who can help you prepare for the negotiations over your settlement. At thi8s time, you will need to gather financial documents to get a clear picture of the type of settlement that will be just. Some of the documents you might gather include:

  • Bank statements for your savings, investment and checking accounts
  • Credit card statements
  • Vehicle titles and loan statements
  • Property titles and mortgage information
  • Retirement accounts, pension plans and insurance statements

Financial Options for Non-working Spouses During Divorce

You might still be worried about how you will support yourself as you acquire new skills, and this might make you afraid of the future. However, you do have financial options available to you that will help you get back on your feet financially, such as benefits from your divorce settlement, alimony or spousal support and child support.

While alimony payments might eventually run out and child support is used to cover the needs of your child, your settlement might also yield benefits that can help you as you transition back into the workforce. A divorce lawyer might help you understand your financial options.

Making the Tough Decisions

Divorce is also a time when you will have to make tough decisions that will impact you and your family. One of these might be whether to keep the family home or not. For example, for a non-working spouse, it might not be financially feasible to keep the house, so the decision might have to be to give it up during the settlement negotiations or to sell it and receive your part of the proceeds. You need to be prepared to make these tough decisions as you move forward with your life.

Dealing With the Emotional Impact

Like any other major change, divorce comes with an emotional impact. You might experience fear about what is coming and anger about what is ending. You will have periods of anxiety for the future while also being excited about leaving a bad situation. You will grieve for the relationship, the family and the life plan that you have to let go of to begin life after divorce. To deal with this impact, you might gather a support team made up of family members and friends who let you speak and listen to you, and you might seek professional support through therapists or psychologists.

Let the Law Office of Joanne Kleiner Help You

If you are considering divorce, you can contact the Law Office of Joanne Kleiner to request a consultation. Call 215-886-1266 or submit our online form today.

Feb 02

How Long Do Alimony Payments Last?

How Long Can You Receive Alimony Payments?

Each year, roughly 450,000 people receive alimony payments. This money can be a way of compensating newly divorced spouses for the unpaid labor they performed during their marriage, but it usually is not meant to last forever. If you are receiving alimony payments, understanding how long they will last can help you make smart financial choices.

There’s No Set Rule for Alimony Length

Unlike child support, there are no legal requirements for how much alimony a person gets or how long alimony lasts. If a couple comes to their own decision regarding alimony length, the court rarely interferes with a divorce lawyer drafting an agreement. However, if two people cannot reach a fair decision on their own, the court may get involved. Typically, judges determine the length of alimony based on factors such as:

  • How old both parties are
  • The length of the marriage
  • Each spouses’ realistic earning potential
  • How many savings each spouse has
  • Whether the spouse has custody
  • What each spouse’s marital expectations were
  • Whether the marriage ended due to infidelity

Though there’s no strict rule, most alimony payments tend to last for somewhere between 15 percent to 40 percent of the length of the marriage. The average alimony payments end within 5 to 10 years of the marriage ending.

Alimony Often Ends Once a Spouse Can Support Themselves

In most cases, alimony is meant to support a spouse who gave up their career to assist their partner with things like childcare and home care. Therefore, alimony is supposed to bridge the gap between a person leaving their spouse and rebuilding their career. Often, the alimony is set to end once a person has had a reasonable amount of time to become self-sufficient.

There can be various ways of determining this. The most common guideline is that alimony ends after remarriage. Pennsylvania law also acknowledges that alimony usually should end if the recipient is cohabitating with another party in a marriage-like arrangement. In some cases, a couple may agree for alimony to end after a person graduates from school, or any minor children leave the home. One party can always ask for alimony to end after a situation changes. Therefore, if one spouse gets a high-paying job, their ex may be able to petition the court to end alimony payments ahead of schedule.

Permanent Alimony Is Rare

It is extremely rare for a court to order indefinite alimony with no specific end date. This usually only happens after the end of long marriages in which one spouse has no savings or work experience. The most common example of this happens when two people get married at a very young age, have children immediately, decide to have one parent stay at home and do not divorce until they are seniors. Since a senior with absolutely no job history is unlikely to get a job that pays decently, they could need alimony for the rest of their life.

Permanent alimony can also occur if a spouse is incapacitated. If one person has a mental or physical condition that keeps them from caring for themselves, that individual may need alimony to survive. The court is also more likely to order extreme alimony amounts when one spouse has a lot of money and the other has none. So if one spouse is a millionaire and the other spent the 20 years of marriage without working at all, lifelong alimony is a little more likely.

If you are in a situation in which alimony can be helpful, it’s important to consult with a divorce lawyer as soon as possible. An attorney can help you draft an alimony agreement that suits your needs. At the Law Office of Joanne Kleiner, our team will work hard to help you get the alimony you deserve. Learn more about our Jenkintown divorce services by calling (215) 886-1266 or filling out our contact form.

Dec 02

What Are the Differences Between Getting an Annulment and a Divorce?

Key Differences Between an Annulment and a Divorce

If you’re considering ending your marriage with the assistance of a divorce lawyer, you’re not alone. In the USA, about 50% of marriages end in divorce. Second and subsequent marriages have even higher divorce rates, and understanding the difference between an annulment and a divorce will help you make the best decision for your personal and financial future.

Invalidation of the Marriage

The biggest difference between a divorce and an annulment is that an annulment declares the marriage to have been legally invalid. A divorce is the ending of a legally valid marriage. By declaring a marriage invalid, an annulment is like erasing a marriage. However, the legal marriage records still remain on file in the courts. A religious annulment has no legal standing. If you want a legally binding annulment, this requires a court process.

Legal Termination of a Valid Marriage

A divorce is the legal termination of a valid marriage. The divorce decree states that both parties are single again. It ends all of the legal rights and obligations that married spouses have to each other. It also ends the legal benefits of a marriage, such as health care and survivorship benefits.

Reasons for a Divorce

Courts accept a wide variety of reasons for a divorce. The most common type of divorce is a no-fault divorce. This means that neither party is the cause of the ending of the marriage. “Irreconcilable differences” is the most frequently cited reason behind a no-fault divorce.

Pennsylvania law allows you or your soon-to-be-ex-spouse to file for a fault divorce. A fault divorce entails proving that the other party in the marriage acted in a way so as to end the marriage. Some reasons for a fault divorce include adultery, domestic violence, and cruel treatment. In a fault divorce, there are differences in the divorce settlement. For example, the spouse who committed adultery may be ineligible for alimony. The other spouse will have to prove to the court that the adultery took place in order to be granted a fault divorce.

Reasons for an Annulment

You may consider filing for an annulment if you or the other party believes that the marriage should never have taken place. For example, you may have gotten married by the justice of the peace after going on just two dates with your spouse. If you decide this marriage should never have taken place, filing for an annulment is a way to erase the marriage. Other reasons for an annulment include the discovery of secrets. If you would have had access to this information at the time of the marriage, you would not have gone through with it. For example, if your spouse had a child and didn’t tell you about them, this may be a reason for annulment.

Legal Grounds for Annulment

Pennsylvania courts also offer legal grounds for annulment that are not available for divorce. For example, if the marriage is incestuous or if one or both of the spouses were not legally old enough to marry, these are grounds for an annulment.

Eligibility for Alimony

After an annulment, neither party is eligible to receive alimony or spousal support. After a divorce, one of the parties may be able to receive alimony. Alimony may be granted if one person was a stay-at-home spouse or parent, cannot work, or earns significantly less money than the other spouse.

A consultation with a divorce lawyer in Jenkintown, PA, makes it easier to understand the options for ending your marriage. After consulting with a divorce attorney, you’ll have peace of mind knowing that you explored all of the options and made the best possible decision for your future. For more information about the differences between an annulment and a divorce, contact the Law Office of Joanne Kleiner at 215-886-1266, or fill out our online form today.

Sep 16

How Do You Negotiate a Satisfactory Alimony Payment Plan?

Tips for Negotiating Fair Alimony Payments

As more and more women join the workplace, alimony rates have dropped sharply. However, alimony may still be necessary in some situations. To reduce the stress and hassle associated with alimony negotiations, follow these tips.

Know the Legal Guidelines Around Alimony

Before you even begin negotiations, it is important to know what you can and cannot do. In Pennsylvania, the law only requires alimony in situations in which one spouse is dependent on the other. There is no set threshold for what counts as a dependency, but it usually involves one spouse paying for the majority of the other spouse’s living expenses.

It is possible for someone to receive support after splitting from his or her spouse but before the divorce is finalized. This alimony has to be calculated with a formula determined by Pennsylvania law. For alimony after a divorce, there is more leeway in how it is calculated. The couple can come to an agreement on their own, or the court will consider the alimony petition and decide for them. The court will consider things like:

  • The length of the marriage
  • Each spouse’s earning capacity
  • Each spouse’s physical health
  • The standard of living during the marriage
  • Whether the custodial parent will be able to earn enough money
  • How many personal assets each spouse has

Check Any Prenups You Signed

If you signed a prenuptial agreement, one of the first things to do is go over the document carefully with your divorce lawyer. In most cases, you will need to stick to your prenuptial agreement during the divorce. This is generally the fairest and simplest way of determining alimony. However, either one of the spouses can ask the court to throw out prenup alimony provisions. If the court determines that the prenup would destitute one of the spouses, it may be thrown out. You can also get a prenup thrown out if you can show that there were irregularities in creating the document.

Gather Information About All Parties’ Incomes, Assets and Expenses

A fair alimony negotiation depends primarily on taking a close look at both party’s finances. You will need to consider which assets are shared marital assets that will be split in the divorce and which assets are separately owned and that each spouse gets to keep. Next, take a look at how much each person earns. In addition to current salary, look at income potential. For example, a person who was a stay-at-home parent for 20 years may find it hard to get a high-paying job.

Figuring out how much money each person has can help you see whether you or your spouse needs alimony. In addition to income, you also need to evaluate needs. Look at each person’s lifestyle, and try to determine how much he or she would need for food, shelter and other essentials. Remember that each person should, ideally, have enough to keep up with the standard of living he or she had before the divorce.

Avoid Extremely Unfair Offers or Other Rude Behavior

When negotiating alimony, try to keep it focused on the facts. Talk about how much each partner makes, how much each individual needs and whether each person is legally entitled to alimony. Unfortunately, this is often easier said than done when emotions are involved. Divorces can be fairly complicated, and many people are tempted to use alimony as a way of resolving hurt feelings.

This can lead to issues like one party asking for an abnormally high amount of money or offering an insultingly low amount. Alimony negotiations can further devolve if partners start slinging accusations at each other, engaging in name-calling or involving children in arguments. If you are worried that personal feelings may get in the way of fair alimony, consider hiring a mediator or working with a lawyer that has experience with these types of matters. This can help your negotiations proceed more fairly.

If you want a fair and satisfactory alimony negotiation, you need talented divorce lawyers on your side. The Law Office of Joanne Kleiner is here in Jenkintown to help with alimony and other parts of a divorce. Call (215) 886-1266 or fill out our online contact form to schedule a consultation now.

Feb 21

Comparing and Contrasting the Various Types of Alimony in Divorce

A Brief Explanation of the Different Types of Alimony

Although everything is rarely split right down the middle in a divorce, the process almost always breaks apart most, if not all, aspects of spouses’ lives. According to a 2013 U.S. Census Bureau publication, 93.4% of the 1.8 million Americans who provide alimony to their former romantic partners or spouses are men. Of the $18.3 billion given to ex-partners or ex-spouses as court-ordered financial support, the mean and median annual amounts were $5,154 and $9,958, respectively.

All Alimony Eventually Boils Down to This

No matter what type of alimony you’re ordered to pay, it’s still alimony. Alimony, like all elements of divorce, is highly situationally dependent. In other words, alimony payments won’t just depend on your income.

The purpose of alimony is to support your ex-spouse’s lifestyle following a divorce. As you’ll learn throughout this article, different types of alimony serve different purposes. All of them, however, force someone to make regular payments to his or her ex-spouse.

A Precursor — Understanding Divorce and Legal Separation

Before diving into these three types of alimony, it’s important to understand the differences between divorce and legal separation.

As you may know, courts use marriages to officially recognize partners as full-fledged spouses. Marriages create legal obligations and rights for spouses, including the choice to file income taxes as married filing jointly. The IRS actually encourages married couples to file jointly by offering them several tax credits, including the Earned Income Tax Credit, the Child and Dependent Care Tax Credit, and the American Opportunity Tax Credit.

Similar to how courts legally recognize marriage, courts also formally recognize divorce as the immediate, permanent dissolution of marriage. Although alimony can be an upside or a downside, depending on which side you’re on, divorce comes with downsides, such as potentially having the responsibility to make financial support payments to your soon-to-be ex-spouse.

In terms of legal recognition, Pennsylvania courts don’t care whether you’re engaged to or dating someone. Conversely, splitting from your spouse without getting divorced does, in fact, hold legal weight in some states. This alternative to divorce is known as legal separation.

Pennsylvania, however, doesn’t have laws that recognize legal separation. The Quaker State allows spouses to create separation agreements that have many of the same functions as divorces without actually getting divorced.

Some of these functions include splitting property, creating co-parenting schedules, determining alimony payments, calculating child support obligations, and establishing who’s responsible for paying bills and outstanding debts.

Now that you understand the difference between legal separation and divorce, we can review the three different types of alimony recognized by the Keystone State: spousal support, alimony and alimony pendente lite.

Spousal Support

Unlike alimony or alimony pendente lite, spousal support is the only type of alimony that requires legal separation to be involved. Although courts want both spouses to support themselves, judges grant spousal support to dependent spouses to help them get on their feet.

Spousal support is available after you’ve formally filed a separation agreement and up until you or your spouse file for divorce. It doesn’t matter who files for divorce. As such, this form of financial support ends whether you or your spouse files for divorce.

Pennsylvania courts use a complex formula, which is found under 231 Pa. Code § 1910.16-4, to calculate the dollar amount of spousal support owed.

Alimony Pendente Lite

After spousal support eligibility ends, the dependent spouse can receive alimony pendente lite, which translates from Latin into English as “alimony pending litigation.”

This type of court-ordered financial support begins after a spouse has filed a divorce complaint and ends after the divorce is finalized.

Alimony pendente lite helps dependent spouses keep their proverbial heads above water throughout the divorce process. It also gives them the chance to properly defend themselves in court by hiring a divorce lawyer. Alimony pendente lite is calculated with the same formula that’s mentioned above. It’s just as long, and arguably too complex, for any non-attorney to understand.

Alimony

This is the alimony you probably had in mind before reading this article. In Pennsylvania, judges award alimony to dependent spouses to lighten the financial load of transitioning to pre-marriage life.

Although exceptions exist, alimony usually doesn’t break the better-off spouse’s bank. Judges strive to be reasonable when determining whether dependent spouses should receive ongoing financial support and, if so, what amount.

Lastly, there isn’t a time limit for alimony payments. Still, you shouldn’t expect to make monthly alimony payments indefinitely. Court-ordered spousal financial support usually won’t last more than a few years.

If you’re anticipating a divorce or legal separation, you can’t go wrong by contacting the Law Office of Joanne Kleiner of Jenkintown at (215) 886-1266. The firm’s sole practitioner, the well-tenured divorce lawyer, Joanne Kleiner, has more than 42 years of legal experience. You can also reach us by filling out our website’s contact form.