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Jul 21

A la carte or “unbundled” legal services for divorce

Navigating Your Divorce With À La Carte Legal Services

About 40% of all divorce cases involve at least one pro se litigant, which means that they represent themselves. But almost half of them—a number that is still trending up—do have some legal assistance through a concept known as limited-scope representation.

What Is Limited-Scope Representation?

Limited-scope representation—often abbreviated LSR—is referred to by a number of different terms, including legal coaching, unbundled divorce services, and à la carte divorce services. Most people are familiar with the concept of à la carte as it pertains to restaurants. It means, for instance, that you can order your steak as a separate item as opposed to the steak platter, which also includes fries and vegetables. LSR is similar in concept but applies to a divorce lawyer and the legal services that they offer. You can think of those legal services as a menu from which you can select individual items, such as:

  • Providing legal advice
  • Filing documents with the court
  • Preparing and organizing legal documents
  • Representing you or appearing for you in court

Is Limited-Scope Representation Appropriate for All Divorces?

No. A contested divorce is a situation where you generally want your divorce lawyer to oversee the entire process. Even an amicable divorce may not be a good fit for LSR if the proceedings are time-sensitive. Self-representation, even if only to a degree, usually will require an education on your part, and if you lack the time for that learning, then the case is best left to a professional.

How Does Selecting Legal Services À La Carte Unfold?

It usually begins with a confidential initial consultation, which is usually provided at no charge. During this meeting, you will explain the case in detail to the best of your knowledge to the attorney. The lawyer will then assess the case and make recommendations concerning which legal services they believe that you need and which tasks you can handle on your own. You will also have an opportunity to ask questions, but a lawyer will generally require you to agree to pay for at least legal coaching prior to the discussion extending too far into that domain.

Limited-Scope Representation vs. Full Representation

Full representation involves a lawyer overseeing every aspect of your divorce from the moment you hire them—usually prior to proceedings beginning—and through the conclusion. While this approach is the most expensive, that cost is well worth it when the case is complex or time-sensitive and when there is a great deal of money on the line. With LSR, you have greater control. You pay for only what you need, and your lawyer can place great emphasis on the most critical aspects of your case.

Limited-Scope Representation vs. Self-Representation

Self-representation means that you are representing yourself, and many couples involved in amicable divorces choose to represent themselves in order to minimize costs. Some divorces that do not involve children or significant assets are simple enough that self-representation makes sense. However, in most cases, the judge will recommend LSR to both parties. Divorce agreements often have hidden complications that a layman simply cannot see but that a divorce attorney certainly will. Also, self-representation often involves more energy and time than people expected, and the cost of some legal guidance along with document preparation is often well worth it in the end.

Navigate Your Divorce With Greater Control

Are you about to enter a divorce process or already have? Do you need legal representation but want to maintain control over your case and are aiming to avoid the big costs associated with divorce attorney fees? The Law Office of Joanne Kleiner would like to help.

Joanne Kleiner has more than 25 years of experience as a divorce lawyer in Pennsylvania, and her office is located in Jenkintown. Confidential initial consultations are provided at no charge and without obligation. We can accommodate an in-office consultation or host it over the phone or via video conference, and you can schedule your appointment today by calling 215-886-1266 or by contacting us online.

Jul 17

Understanding Collaborative Divorce

Collaborative Divorce Provides an Alternative Way to Settle Divorce Issues

With average divorce costs in Pennsylvania ranging from about $15,000 to over $21,000 for marriages involving children, you might be considering other options that avoid litigation. One option is collaborative divorce, which takes a team approach to the divorce process with the goal of reaching a settlement that both parties are satisfied with while avoiding a lengthy and costly court battle.

Understanding Collaborative Divorce

A collaborative divorce is a type of alternative dispute resolution process in which both spouses work together during the divorce negotiations, with a team of experts to guide and support them, until they reach a divorce settlement that meets their needs. The team of experts includes each spouse’s lawyer as well as a collaborative divorce lawyer. It can also include financial experts, accountants, mental health experts and even parenting coaches as needed.

Before the process begins, the spouses and their lawyer sign a document stating that they commit to working collaboratively to resolve their issues and reach an agreement without going to court. During this team process, both spouses receive neutral information about the various issues related to divorce from the experts and their divorce lawyer so that they can continue to work towards a resolution.

Determining If Collaborative Divorce Is Right for You

The collaborative divorce process will not be right for every family. However, couples who get along well and can commit to moving past the emotional issues that led to the split might be able to reach an agreement this way. It can also work for couples who might be struggling with their communications as the mental health expert in the team and even the parenting coach might help them overcome these problems so that the couple can continue to work together to achieve a peaceful resolution to their issues. Couples with children might also choose this option, as it can lead to a quicker, less expensive resolution to help the family move forward in a positive manner after divorce.

During this process, both spouses must be ready to be open and honest about their assets and to negotiate in good faith so that they can reach an equitable divorce settlement. If there were, or there continue to be, issues with domestic violence or drug or alcohol abuse or if one of the spouses is afraid to share a room with the other, collaborative divorce might not be the right fit for your case.

The Benefits of Collaborative Divorce

Choosing a collaborative divorce over going to court can provide you and your family with many benefits. It allows the couple to take ownership of the divorce process and decide which issues they choose to prioritize. The couple benefits from the support and guidance of a team of professionals. Advice from these experts would be expensive if you were to seek it in the course of a typical divorce hearing.

Further, a collaborative divorce is less stressful and sets a good example. Working together with your ex-spouse shows your children that you can have positive conflict resolution and compromise and that not every life event has to be an emotionally devastating ordeal. Additionally, a collaborative divorce can save you time, stress, and money as a shorter divorce can often mean a less expensive divorce.

What Happens If This Approach Does Not Work?

While collaborative divorce can work for many families, the process can fail if the parties can’t reach an agreement that satisfies both sides. If either spouse disagrees with the proposed solutions and the negotiations stall, the process fails. When this happens, all of the experts involved in the case, including the lawyers, must resign. The couple then has to go to court, with new lawyers representing them and new financial experts to help them resolve their divorce issues.

If you are considering a divorce and want to explore the options available to you for the process, you can contact the Law Office of Joanne Kleiner. We are located in Jenkintown, so call us at 215-886-1266 to set up an appointment for a consultation to see if collaborative divorce is right for you.

Jun 22

Can I File for Divorce in the Same State as my Vacation Home?

Can I File for Divorce in a Different State?

In the United States, 16.3 out of every 1,000 women got married in 2019, but 7.6 out of every 1,000 women got a divorce. Many people are as a result turning to a divorce lawyer for information about the process, because it comes with a lot of questions, like where you must legally bring the action.

Determining Where You Can File for Divorce

Some people may want to file for divorce in the state where their vacation homes are located because they wish to be in a state where they may be favored when it comes time to divide the marital assets. For example, Pennsylvania is a state where the courts divide marital assets by the process known as equitable distribution. What this means is that a court will base the decision on what it deems to be fair, which does not necessarily mean equal.

In community property states, each spouse may be able to designate some property as separate property, but the marital property will be considered to be community property. The court may divide this property evenly between the two spouses, and this may benefit the spouse with less separate property.

Residency Requirements

The purpose of residency requirements is to prevent the scenario described above from occurring. Most states require that couples set up residence in the state in which they plan to file for divorce. They may also need to meet a county residency requirement, but this will be shorter than the state requirement. You will also need to live in the location on a continuous basis to establish residency.

If your vacation home is in a community property state where it would benefit you to reside, you may wish to meet the residency requirements and file there.

Domicile Rather Than Residency

Your residence is the place where you receive mail, register to vote, and where you own, lease or rent your home. Your company may be in the location of this home, and you may have registered your vehicles and registered to vote in the area. This is evidence that the property is your residence.

Domicile means that you are physically located in the state. It also means that you intend to live there on an ongoing basis but that you are not required to remain there forever. Some states use the word “domicile” rather than residency for divorce proceedings.

The Right of Jurisdiction

Before the courts can decide how much marital property each spouse may receive, it must demonstrate that it has jurisdiction over the matter. The divorce petition is the document that states that the spouse meets the requirements for residency, and this provides the state with jurisdiction. Once the court serves the other spouse with the divorce papers, it has jurisdiction over this spouse as well. After this occurs, the filing spouse may leave the state if the couple doesn’t have any children.

Length of Time

If your vacation home is located in one of 26 states, you must establish residency for six months if you want to divorce in that state. Nevada requires one of the shortest residencies. If your vacation home is in Nevada, you will only need to reside there for six weeks. If your vacation home is in Washington, Alaska, or South Dakota, you aren’t required to establish residency. The remaining states have residency requirements of between 60 and 90 days.

Two extreme cases are Connecticut and New York. If your vacation home is in Connecticut, you will need to establish a domicile for a full 365 days. If you and your spouse did not get married in New York, you will need to live in the state for two years before you can file for divorce.

How Do Courts Determine Domicile?

Courts determine domicile by examining where the family lives, where the adults vote, where the vehicles are registered, and where they obtained their licenses to drive. Where they work and whether or not they are engaged in the community also add weight to the issue.

If you are in need of a divorce lawyer, contact us at the Law Office of Joanne Kleiner. We are located in Jenkintown, Pennsylvania, and we can be reached at (215) 886-1266.

Jun 18

Can You Get Some of Your Ex’s Pension During a Divorce?

Am I Entitled to My Ex-spouse’s Pension?

Roughly 56% of Americans include a pension or other retirement savings plan as part of their financial assets. Dividing up these sorts of assets in a divorce can be tricky. Whether or not you get part of your ex’s pension will depend on a few factors.

Pensions Are a Joint Asset

Even if your spouse was the only one contributing to the pension, part of it might be your property. Your divorce lawyer can argue for you getting a share of the pension because it’s a joint asset. Over the course of the marriage, you and your spouse’s contributions both went into things like producing children, obtaining a career, and getting home goods. Therefore, any funds that you or your partner got during the marriage are called joint marital property. In a divorce, these joint assets are split up. Depending on the way that you either choose to divide assets or a court issues an order, you can get some of a pension.

You Might Not Get Half of the Pension

Pensions are treated just like any other asset division in Pennsylvania. This means that they are split based on what is equitable and fair. Keep in mind that this doesn’t necessarily mean you automatically get half. Instead, the judge will split any pensions based on factors such as:

  • Whether you contributed to the home non-financially, such as helping with child care or cooking
  • How long you have been married
  • How much money you and your spouse each have
  • Your age, health, and ability to work at a job
  • Whether you’ll be a custodial parent or not
  • Your contributions to the pension or other marital property

Additionally, you might have the option of choosing to forgo your share of the pension in exchange for something else. For example, if you want to keep a car, you and your divorce attorney might offer to relinquish your right to the pension and get the vehicle instead.

Reasons That You Might Not Be Entitled to Some of the Pension

In most cases, a pension is part of joint marital property that needs to be considered during asset division. However, there are a few factors that can keep a pension from being a joint asset. In these cases, the answer to who gets the pension in a divorce will be your ex. You won’t be able to ask for part of it or use it while negotiating for certain property.

The most common reason that you won’t get part of the pension is just that your partner earned it before you were married. When your spouse brings a pension into your marriage, it is their personal property that they get to take when they leave. If they started the pension before your marriage but kept contributing after, you’re only entitled to the portion of the pension accrued after your marriage.

Another reason you might not be entitled to a pension is if you signed a prenuptial agreement. Though judges can throw out prenups for certain reasons, this doesn’t happen often. Typically, if you agreed you wouldn’t take any of your ex’s pension, you can’t. A final reason that you might not get their pension is the type of the account. Some pensions, such as those through the military, may follow a separate set of rules. These can potentially bar the pension owner from splitting the account with an ex. If the owner cannot transfer the pension to anyone else, you might not get any money from it.

Ultimately, most couples who divorce will end up splitting pensions or substituting other assets. However, this sort of asset division can be tricky, so it’s a good idea to discuss your unique situation with a divorce lawyer. At the Law Office of Joanne Kleiner, we take pride in helping people achieve satisfactory divorce outcomes. Our team provides the representation you need during this challenging transition. Call 215-886-1266 or fill out our contact form to schedule a consultation today at our Jenkintown office.

May 18

What is a Certified Divorce Financial Analyst?

A Certified Divorce Financial Analyst, or CDFA, is a financial professional who can help with all the financial details pertaining to your divorce. This person typically works alongside a divorce lawyer and has a background in finance or accounting. CDFAs undergo special training to become certified, so they can offer essential advice on all financial areas of a divorce.

Why You Should Hire a Financial Planner for Your Divorce

Going through a divorce is difficult enough. However, there are always many aspects to consider during this time. Finances rank as one of the top reasons why married couples end up ending their marriage in the first place.

Women, in particular, are often concerned about the financial aspects of a divorce. If you are going through a contested divorce, things can get sticky when you want your fair share. A certified financial planner can be a valuable tool to have on your side. There are a few benefits to hiring this professional to help you through the process.

A Financial Analyst Can Save You Time

On average, a divorce in the United States takes around one year to finalize. A CDFA can help explain all the pertinent financial aspects of your divorce. This can save you precious time when you know what to expect concerning separation, spousal support and child support if your marriage produced children. You will have the advantage of being able to make better decisions about finances throughout the divorce process.

A CDFA Can Save You Money

In addition to helping their clients understand more about their basic expenses, financial professionals can also save you money. By giving you a better understanding of all the consequences of your financial choices, you will be more knowledgeable about how to make better decisions about your finances.

A Finance Professional Can Help You Avoid Long-Term Financial Problems

Working with a financial planner during your divorce can help you avoid certain long-term financial problems once you are single. CDFAs can inform you about the long-term effects they foresees in your divorce settlement. They will provide you with details about benefits and tax liabilities alike. This can help you avoid pitfalls that you might otherwise be susceptible to if you did not have a financial professional on your side. The issues a financial analyst can coach you about include events in the immediate future as well as those well into the future, such as your retirement.

An Analyst Can Help You Devise a Budget

Your financial professional can help you create a budget for your monthly spending, which can help you stay in check after your divorce has been finalized. This type of advice is practical and can keep you better balanced in terms of your money and expenses. Items such as rent, health insurance, life insurance and other basic living expenses are taken into account.

A CDFA Can Reduce Problems During the Divorce

A financial professional can also reduce certain problems that can arise during divorce proceedings. It is quite normal for confusion, misunderstandings and nervousness to occur during this stage of your life. Many people who legally end their marriage have a false sense that they will be able to obtain divorce settlements that will allow them to continue enjoying the type of daily lives they led while married. Their former spouses may have a different attitude about this, and as a result, issues can arise. Your financial professional can help ease your mind and allow you to retain stability with your finances while preventing financial mistakes from happening during the proceedings.

While a divorce lawyer is definitely an essential asset to have, you will want a financial professional on hand as well. The former is skilled in the area of the law may not know everything that a CDFA does. Having the two professionals working together on your divorce case can ensure that the proceedings go more smoothly so that you can have a positive outcome.

If you live in Pennsylvania and are going through a divorce, contact the Law Office of Joanne Kleiner for a consultation. Our office is located in Jenkintown and can be reached at (215) 886-1266.