Joanne Kleiner & Associates

Divorce

May 02

The Pros and Cons of a Nesting Divorce Plan

Can Nesting Work After a Divorce?

An estimated 50 percent of kids in the U.S. will see their parents go through a divorce. If this is happening to you and your spouse, you may be wondering how to help your kids through the transition. One option is to set up a nesting divorce arrangement with help from a Jenkintown divorce lawyer. 

What Is a Nesting Divorce Plan?

Nesting is a co-parenting arrangement that involves keeping the family home and letting the kids live there full time. It’s an alternative to moving them back and forth between the homes of two exes. 

In this situation, you’ll rent another space or two if you have the budget. You and your ex will be the ones to shift where you’re sleeping. Here’s how it works:

  • When it’s your time with the kids, you’ll move into the family home while your ex lives in the rented space.
  • When it’s your ex’s turn to be with the kids, he or she will move into the family home while you live in the rental.
  • You’ll continue to swap your shared living arrangements until your kids are old enough to be on their own or you can no longer sustain the lifestyle.

Not as Easy as It Sounds

Even if you and your ex are the ones moving in and out of the family home, you’ll need to be on good enough terms to establish a parenting plan. On its own, nesting doesn’t take the place of a plan or your time-sharing agreement.

Finances will be one major factor. You’ll need to decide who will pay for what and how. In addition to creating a regular schedule, it’s important to also work out who will be in the family home on weekends and holidays.

The Benefits of Nesting

You may benefit financially by keeping the family home and renting another small space to share. Living expenses are typically the biggest cost most people incur following a divorce. Along with the cost for the living space, you will also save on utility bills, cable/internet and other general living expenses. 

The emotional well-being of your children is another benefit of nesting. Shared living arrangements can be a lot easier on kids, especially if you have teens. Even though teens will have a better understanding of the situation, they might not like adjusting their living arrangements. Keeping children in the family home will ensure that they go to the same school and have the same friends. This may bring about better mental and emotional stability. 

The Downside to Nesting

The downside to keeping the family house is that you’ll still be tied to your ex in a very real way financially. When you sell the house and take separate paths, you’re creating a clean break. Child support would still be a factor but just until the kids are grown. Keeping the house is a much closer connection. 

Furthermore, simple matters like paying the cable bill can become major arguments. You may also run into big expenses such as the home needing a new roof or experiencing a flooding problem. In many cases, ex-couples will have to find a way to compromise on the finances. 

You’ll also need to work out child support. This can be especially tricky if you’re living in the same place. Dealing with the finances regarding food and the other shared residence expenses is another sticky challenge. 

The emotional side effect of sharing a home may be a problem as well. Are either of you planning to date? Will you bring someone home? You’ll have to decide how to work these issues out. 

A Jenkintown Divorce Lawyer Can Help You Navigate Your Divorce

If you’re considering a divorce, then let us help. At Joanne Kleiner & Associates in Jenkintown, we can help you set up a divorce nesting plan or a split involving a complete separation. Call our office at (215) 886-1266 to set up an appointment.

Apr 29

Can You Benefit From a Collaborative Divorce?

Is a Collaborative Divorce Right for You?

Dealing with a divorce is never fun, but it does not have to be frustrating and upsetting. Thanks to the innovative techniques of collaborative law, it is possible for divorcing couples to compromise and find win-win solutions. While the average collaborative split is completed four times faster than a litigated divorce, there are a few things you need to consider before deciding if you want to go with this option.

What Is a Collaborative Divorce?

Before you can decide if you want to follow this route, it is helpful to learn a little about what a collaborative divorce is. This type of separation uses concepts from mediation and traditional court divorces. It involves each party getting their own attorney, signing a contract agreeing to work together without involving the court, and then meeting with financial, legal, and child care specialists to negotiate a mutually beneficial agreement.

Does Divorce Type Affect Collaboration?

If this sounds good to you, it is time to figure out whether you qualify for a collaborative divorce in Pennsylvania. In the commonwealth of Pennsylvania, divorces can be divided into three basic categories:

  • Mutual consent divorces where both people agree to the split
  • At-fault divorces where one party is in the wrong
  • Separation divorces where the couple has been separated for at least two years

Legally speaking, a divorce based on mutual consent or spouses living separately can be done collaboratively. By definition, an at-fault divorce requires a hearing before a judge to prove that one spouse is at fault. Therefore, you cannot get a collaborative divorce if you want to pursue this route.

Does Your Spouse Have to Agree to Collaboration?

Like the name implies, this style of divorce only works when both parties are willing to collaborate with each other. You and your spouse both have to agree to work together without involving the court. This means that you might have to put aside old arguments or hurt feelings. For the process to work properly, you both need to be ready to communicate with each other. A collaborative divorce is more likely to work when both parties want to cooperate with each other and focus on providing for their children’s well-being and equitably splitting joint property. Though a collaborative divorce is a great option, it usually will not work if one partner is abusive, does not want a divorce, or wants to make things unpleasant for their ex. If you try a collaborative divorce with someone like this, you may end up having to give up, get new attorneys, and settle the situation in court. 

Do You Prefer a Convenient and Cost-Effective Divorce?

The final step in deciding if a collaborative divorce will work for you is figuring out whether you want to receive the benefits of working with a collaborative divorce lawyer. Statistics show that a typical litigated divorce will cost around $14,000 to complete. The average collaborative divorce will cost closer to $9,000. If your main goal is getting back at your spouse or taking all their money, collaboration is not for you. However, you may decide to work with a collaborative divorce lawyer if you want to:

  • Save time and money on your divorce
  • Avoid a court case where you have to share personal information in public
  • Create an agreement that works for you and your family
  • Find unique solutions instead of having a judge give you a one-size-fits-all ruling
  • Keep a positive and emotionally healthy mindset
  • Avoid petty arguments and accusations

Situated in Jenkintown, Joanne Kleiner & Associates is committed to helping the residents of Montgomery, Bucks, and Philadelphia counties with the divorce process. Our lead attorney has spent over 25 years refining collaborative law and other techniques that help provide a more efficient, stress-free, and budget-friendly divorce. Give us a call at (215) 886-1266 or fill out our online contact form to learn more about how we can help you.

Feb 21

Common Mistakes That Can Occur During the Divorce Process

Mistakes That Are Commonly Made During a Divorce

If a divorce is contested or the particulars take a long time to finalize, the process can be a lengthy one; during this stressful time, a large number of mistakes can be made by either spouse. Each year, approximately 800,000 divorces occur across this country. While some of these divorces are finalized without issue, others go through turbulent events that are oftentimes caused by simple mistakes that could have been easily avoided.

Not Focusing on the Details of the Divorce

Many spouses who are going through a divorce try to disengage from the process as much as possible, which can create numerous problems. Any negotiations between the two spouses or arguments brought into court will need to be supported by myriad facts and documents from the marriage. Solely because he or she wants to get through the divorce quickly and without any additional distractions, there are times when a spouse may sign a divorce settlement without reading all the details. Of course, this is unwise. The agreement just signed might not be as it was described, and it may not be fair or equitable. Regardless of how anxious or weary you become, remember that focusing on the specifics is important.

This can also be an issue after the divorce has been finalized and child support payments are being made. If the right details about child care expenses aren’t recorded, the payments may end up being lower than they ought to be.

Making a Settlement That Doesn’t Take Future Events Into Account

When they are obtaining a divorce, many individuals focus on making a settlement agreement with their spouse that only takes the status quo into account, which means that the equitable split is made based solely on the current valuation of the marital assets. However, all sorts of future events could alter a person’s ability to live as she or he did before the occurrence. Some of the unfortunate possibilities that could take place following a divorce include:

  • A physical disability
  • A loss of a long-term job
  • A substantial depreciation of assets
  • Significant health problems in a child

Here’s an example. Suppose a perfectly reasonable agreement was made for paying future college expenses for a child, and it was based on a 50/50 split between the spouses. However, one spouse later loses his or her job and is only able to find work that provides a much lower salary. In this altered scenario, the original agreement may no longer be fair. A divorce lawyer can help design a settlement agreement with future contingencies in mind.

Progressing Through the Divorce Too Quickly

It’s common for spouses who are seeking a divorce to attempt to get through the proceedings as fast as possible. However, trying to rush this process can cause costly errors that lead to serious issues later on. When attempting to get through a divorce without unnecessary hurdles or roadblocks, various sound strategies can expedite the process. These solutions include arriving at a complete settlement agreement with the help of a mediator or an attorney and creating a parenting plan before going to court.

How Our Attorneys Can Help You During Your Divorce

The divorce process can be a difficult one to navigate without an attorney by your side. At Joanne Kleiner & Associates, a divorce lawyer can assist you by taking care of every detail of the proceeding from the initial filing to arguing your case in court if necessary. If you’re trying to come to an agreement with your spouse about how property is divided or what the parenting responsibilities should be, we can help you with these decisions. This should relieve you of some of the stress that invariably occurs during a divorce. If you find that you are having difficulties understanding what the divorce process entails, call our office in Jenkintown today at (215) 886-1266 to obtain the assistance you require.

Jan 15

What to Know About Alimony in 2019 and Beyond

How Alimony Will Change in 2019

When alimony is involved, separating partners spend an average of $17,700 to settle their divorces. This is a sizable amount of money that can help keep one spouse afloat while putting a significant dent in the checkbook of the other. However, it’s important to know that there are many tax-related factors to consider beyond alimony payments when creating a divorce settlement.

How Does the Tax Change Impact Alimony Payments?

Starting on the first day of 2019, recipients won’t be able to declare alimony payments as income on a tax return. While this means that you don’t have to pay tax on the money, you also don’t get to use it to contribute to an IRA. Furthermore, it can’t be used as qualifying income for a loan or line of credit. If you’re the person paying alimony, it no longer qualifies as a tax deduction. Therefore, you may be less inclined to make as large of a payment because there is no benefit in lowering your overall tax burden.

There Is No Change for Those Who Divorced Before 2019

It’s important to note that if you divorced before the start of 2019, you’ll consider alimony received as taxable income. If you make alimony payments, you’ll still get to take a tax deduction for making them. If you have a prenuptial agreement that was created before 2019, it may be possible to use the old rules when accounting for spousal support. However, be sure to consult an attorney prior to determining how these or other exceptions may apply in your case.

 

How Could Tax Changes Influence Other Parts of Your Settlement?

Your attorney will likely point out that changes to the tax law related to alimony won’t necessarily prevent you from getting a positive settlement. Instead, it means that it will be necessary to craft a new strategy to obtain the financial resources needed. For instance, you could ask for a greater portion of a marital asset such as money inside of a retirement account. You could also ask for a greater share of the proceeds from selling a home or other valuable assets.

Don’t Forget About Tax Credits Available

Even if you receive less in alimony than you would have by finalizing a divorce in 2018, other changes to the tax code could help make up for that loss. For instance, the child tax credit could result in up to $2,000 per qualifying child going to your bank account. Since a credit reduces your tax liability for each dollar the credit is worth, you could obtain a refund if it results in a negative tax balance.

Other credits or deductions may be available for parents who claim head of household status. Head of household is generally available if you contribute more than 50 percent of the cost of running a home that a child occupies more than 50 percent of the year.

Compromise Is Key When Crafting a Divorce Settlement

It is important to know what you need, what you want and what you can live without when it comes to negotiating a divorce settlement. This can work to keep your divorce costs to a minimum. Furthermore, it can keep relationships strong between ex-spouses who may work together or have kids.

Your divorce attorney may be able to help when it comes to creating a list of priorities prior to the start of settlement talks. Recipients should know that alimony is partially based on your ability to pay or your ability to provide for yourself on a single income. Therefore, it is important to structure alimony payments in a manner that both sides can be content with.

If you need assistance negotiating a divorce settlement involving spousal support, get in touch with the Law Office of Joanne Kleiner today. This can be done by calling our Jenkintown, PA, office at (215) 886-1266 or by sending a fax to (215) 886-2670.

Oct 25

Common Questions Concerning Spouse Maintenance

Spousal Maintenance and the Options

On average, there are more than 35,000 divorces and annulments each year in Pennsylvania. That results in thousands of new people annually who may be entitled to some form of spousal support. In this state, there’s no entitlement, and whether a person receives support is solely up to the discretion of the court.

Is Alimony Limited to Women?

No, it is not. Whether a person is or is not entitled to support is not based on gender. While alimony has traditionally been money paid from an ex-husband to an ex-wife, this is an outdated notion. Men can receive support from women, and support applies to same-sex marriages as well. Statistically, men are less likely to receive support, and there may be many reasons for this, including:

• Traditional gender stereotypes
• Women being more willing to contest it
• Judges influenced by unconscious biases

Can a Prenuptial Agreement Affect Postmarital Support?

If a state allows a prenuptial agreement to dictate spousal support or allow the right to such support to be waived, then yes. In these instances, entitlement – or lack of – is dictated by the contract that both parties have agreed to, and judges are unlikely to overrule that without extenuating circumstances.

What Is Rehabilitative Support?

Rehabilitative support is also called durational support, which means that payments are made for a certain period. Often, a judge will determine that one spouse is not required to maintain the other’s lifestyle forever but just long enough for that person to become self-sufficient up to that level. This kind of support is also often awarded to stay-at-home parents, and the duration of such cases is often until the youngest child becomes 18 years old. Just because support has a termination date doesn’t necessarily mean it ends then. The decision can still be reviewed and amended by the courts.

What Is Permanent Support?

Permanent support is when one spouse pays spousal support until he/she or the other spouse passes. Awarding permanent support means that the judge deemed that one spouse is responsible for maintaining the other’s lifestyle forever. This is often reserved for marriages longer than seven years and when a spouse played a considerable role in helping the other achieve his/her success. It’s possible for permanent support to be terminated or suspended, such as when the spouse receiving support marries or even cohabitates with another.

What Is Lump-Sum Support?

Lump-sum support is a fixed amount paid from one spouse to the other, and it usually has no restrictions regarding situation, such as remarriage, cohabitation or self-sufficiency. Such agreements and decisions are often in lieu of a property settlement. Lump-sum support can also be used to ensure that a certain amount of money is paid to a spouse’s estate after his/her passing.

What Is Temporary Support?

Although rehabilitative or durational support is temporary in a sense, it’s not the same thing as temporary spouse maintenance. Such support is common when a couple separates on a trial basis or have separated but not yet finalized the process. Such support can be an agreement made between the spouses and not involving the courts at all. If the agreement is filed in court, a judge will determine if the agreement is fair and may adjust it as he/she sees fit.

Are There Tax Ramifications?

Yes. The U.S. federal government views spouse maintenance as income. The spouse paying that income is therefore generally allowed to use that payment as a deduction. The spouse receiving that income, on the other hand, must pay income taxes as with any other source of income earned.

Get the Legal Assistance You Need Today

If you’re faced with the prospect of paying or receiving spousal maintenance due to a separation or divorce, assistance from an attorney that focuses on Pennsylvania family law can make a big difference. Joanne Kleiner & Associates has handled many such cases, so contact us today online or by calling our office in Jenkintown at (215) 886-1266.